My Performance Guarantee!  Service You Can Count On? When you are ready to sell your home or buy a new one, you need a REALTORŪ who is dedicated to meeting your goals in a fast, friendly and non-threatening manner. I would like to be your REALTORŪ. My strength in the real estate business lies in my commitment to providing my clients with consistent, fine-tuned service tailored to their specific needs. From the moment I meet prospective clients until the closing and beyond, I focus not only on meeting their needs, but on exceeding their expectations. To this end, we work together to develop an effective marketing plan that takes into consideration individual circumstances, goals and concerns. My team effort approach to business has proven highly effective, and, as a team, it has been a win-win situation all around. Homes I list, sell quickly and at premium prices. I make new friends and continue to develop a very satisfying career in real estate. I believe that TEAM stands for "Together Each Accomplishes More". This certainly holds true in my life. 
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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What was considered the world's tallest building one hundred years ago?
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| A |
The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures. |
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